Car subscription — South Africa
Drive without debt.
6‑month minimum.
Insurance included.
Ridecloud gives you **new and used** vehicles on a flexible subscription. No bank finance. No balloon payments. One monthly fee that includes insurance, routine maintenance and roadside assist.
On promotion
Why choose a car subscription?
No balloon payments No long‑term debt Upgrade when life changes| Option | Commitment | Included costs | Who it suits |
|---|---|---|---|
| Subscription (Ridecloud) | 6+ months | Insurance, maintenance, roadside assist | Professionals, SMEs, informal‑sector entrepreneurs |
| Bank finance | 5–6 years | Vehicle only (insurance & maintenance extra) | Long‑term owners who want equity |
| Short‑term rental | Daily/weekly | Insurance included, high daily rate | Tourists, very short‑term use |
| Traditional Vehicle Finance | Subscription | |
|---|---|---|
| Term | 60-96 months installment | 6+ months |
| Hidden & additional Costs |
• Insurance • Maintenance • Balloon Payment • Finance settlement cost |
All inclusive |
| New Car | Every 3 - 5 years | Choice of car every year |
Popular vehicles
- 2,000 km • 6 months
- Insurance & maintenance included
- 2,500 km • 24 months
- Insurance & maintenance included
- 2,000 km • 6 months
- Insurance & maintenance included
Build your price
Illustrative estimate (VAT‑inclusive). Minimum term 6 months • Initiation Fee and 1‑month deposit apply.
Upfront = Deposit + First Month + Once‑off. Total for term = (Monthly Total × Term) + Once‑off.
How it works
Subscribe online, get approved, and drive. We serve customers across South Africa — including strong earners in the informal sector who prefer flexible access over bank finance.
Choose your car
Select from new and used vehicles to match your budget and lifestyle.
Provide your personal details
Digital KYC and affordability check. No long‑term credit commitment.
Drive & swap
6‑month minimum. Upgrade or change at the end of term — or add a mid‑term swap.
Get started
Tell us what you need and we’ll confirm availability, pricing, and next steps.
FAQ
What’s included in my subscription?
Insurance, routine maintenance, roadside assist, and standard wear‑and‑tear. Fuel & fines excluded.
Who qualifies if I don’t have traditional bank finance?
We welcome strong earners in both formal and informal sectors. Approval is based on a quick affordability check and KYC.
Can I change cars?
Yes. You can swap at the end of a term or add a mid‑term swap in the calculator above.
What is the minimum term?
Six months. After that you can renew, upgrade, or return.